Rusty gates open to wheat and in the distance canola crops and livestock grazing fields.
You can pay bills and track expenses 24/7, whether you’re at home or on the road. If you have access to the Internet, you have access to your account. You’ll find online banking is a breeze to use, great for budgeting and tracking expenses, and guaranteed safe and secure.
Online Bill Pay is the fastest and easiest way to pay bills. Joy State Bank’s online bill payment service is the convenient, secure way to manage all your bills. Online Bill Pay saves you money on postage, and the time it takes to write checks.
Have accounts at other financial intuitions? Credit cards? Investments or loans? Money Manager allows you to view all of your account balances in one place and has robust budgeting tools to help you track income, expenses and net worth.
From any mobile device’s internet browser you have easy access to your bank account information. Simply go to the bank’s website and you will automatically be directed to the mobile banking site. Use your existing online banking user id and password to log in. Features within the mobile browser include:
A mobile app gives you the most mobile banking features. Apps are available for iPhone, iPad, Android phone and Android tablets. Search the app store for Joy State Bank, download the app and use your online banking user id and password to log in. All of the features of the mobile browser are available in the mobile app. Plus, within the mobile app you can also make deposits with your mobile device.
Mobile check deposit is available to individuals and sole proprietors; some restrictions apply. See the mobile banking terms and conditions.
Joy State Bank debit cards now come with EMV™ chip technology. Your new card now features greater fraud protection, built right into the card. Whenever the chip card is used with a chip-enabled terminal, a unique one-time code is created for the purchase to be approved. This is nearly impossible for counterfeit cards to duplicate, so you can shop with confidence. Plus, with more merchants around the world installing chip-enabled terminals, you have a more secure way to pay wherever you go.
Joy State Bank gift cards are for everyone on every occasion. Choose a card design and load from $10 to $1,000. Gift cards can be used domestically wherever debit cards are accepted. Gift cards are issued by Metabank®, Member FDIC.
Safe deposit boxes are available at the Joy location. Available sizes are 3X5, 3X10, & 5X10. * Safe Deposit Boxes contents are not covered by FDIC.
Joy State Bank offers cashier’s checks to meet customer needs.
Night Deposits are available at our Joy and New Boston locations.
Renew your State of Illinois license plate sticker at the Joy location.
Wire transfers are available to Joy State Bank customers. Please contact the Bank at (309) 584-4146 to arrange for an incoming or outgoing wire transfer.
Joy State Bank offers the redemption service for U.S. Savings bonds.