309-584-4146 | customerservice@joystatebank.com

Online Banking

field, sun rise and blue sky

Rates

Joy State Bank
Interest Rates
Effective 07/11/18

AccountMinimum BalanceInterest RateAnnual Percentage YieldCompound Frequency

Account


*Super NOW

Minimum Balance


$1,000.00

Interest Rate


0.20%

Annual Percentage Yield


0.20%

Compound Frequency


Monthly

Account


*Money Market

Minimum Balance


$1,000.00

Interest Rate


0.25%

Annual Percentage Yield


0.25%

Compound Frequency


Monthly

Account


*Passbook Savings

Minimum Balance


$100.00

Interest Rate


0.25%

Annual Percentage Yield


0.25%

Compound Frequency


Quarterly

Account


 *Health Savings

Minimum Balance


$0 - $2,499.99

Interest Rate


1.00%

Annual Percentage Yield


1.00%

Compound Frequency


Monthly

Account


 

Minimum Balance


$2,500.00 - $4,999.99

Interest Rate


1.50%

Annual Percentage Yield


1.51%

Compound Frequency


Monthly

Account


 

Minimum Balance


$5,000.00 and Above

Interest Rate


1.50%

Annual Percentage Yield


1.51%

Compound Frequency


Monthly

Account


91 DAY C.D.

Minimum Balance


$500.00

Interest Rate


0.50%

Annual Percentage Yield


0.50%

Compound Frequency


Quarterly

Account


182 DAY C.D.

Minimum Balance


$500.00

Interest Rate


0.55%

Annual Percentage Yield


0.55%

Compound Frequency


Semi-Annually

Account


12 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.00%

Annual Percentage Yield


1.00%

Compound Frequency


Semi-Annually

Account


15 MO. C.D.

Minimum Balance


$500.00

Interest Rate


2.50%

Annual Percentage Yield


2.52%

Compound Frequency


Semi-Annually

Account


18 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.05%

Annual Percentage Yield


1.05%

Compound Frequency


Semi-Annually

Account


24 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.20%

Annual Percentage Yield


1.20%

Compound Frequency


Semi-Annually

Account


28 MO. C.D.

Minimum Balance


$500.00

Interest Rate


2.75%

Annual Percentage Yield


2.77%

Compound Frequency


Semi-Annually

Account


30 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.30%

Annual Percentage Yield


1.30%

Compound Frequency


Semi-Annually

Account


36 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.60%

Annual Percentage Yield


1.61%

Compound Frequency


Semi-Annually

Account


48 MO. C.D.

Minimum Balance


$500.00

Interest Rate


1.75%

Annual Percentage Yield


1.76%

Compound Frequency


Semi-Annually

Account


60 MO. C.D.

Minimum Balance


$5,000.00

Interest Rate


3.00%

Annual Percentage Yield


3.02%

Compound Frequency


Semi-Annually

All Certificate of Deposit terms are available for IRA’s. Fees could reduce earnings on the account.

*Rate may change after account is opened.