Online Banking

Welcome to
Farmers-Merchants Bank of Illinois, formerly Joy State Bank!

Joy State Bank is now…Farmers-Merchants Bank of Illinois. In preparation for this change, we have been enhancing your banking experience with some exciting new technology including an updated website and online banking services. These upgrades and changes reinforce our commitment to providing customers with first class service, competitive products and innovative banking technology. Thank you in advance for your patience over the coming months as we make this transition.

We have served the communities of western Mercer County and surrounding areas for over 100 years, and we will continue to do so. We strive to maintain the values that have resulted in the bank’s longevity: friendly customer service and providing a broad range of products and services. We would like to extend a warm invitation for you to join our family of customers.

Sign Up for Mobile Banking

Farmers-Merchants Bank of Illinois now has a mobile app for your Apple and Android devices. Our mobile bank app gives you easy access to your bank account information and allows you to make deposits with your mobile device.

Android App Apple App