Whether you are a long time customer or a “surfer”
looking for a new banking relationship, look a little
further. We hope you will discover what a small town,
customer friendly, locally owned community bank has to
offer.
Look at our products and services. If the bank can be of
assistance in meeting any of your personal financial
needs feel free to call us at (309) 584-4146.
Stop by if you are in the Joy (pop 400) or New Boston
(pop 620) area for a cup of coffee.
Sincerely,
Jim Godke
President
IMPORTANT NOTICE:
Beginning January 1, 2010 Joy State Bank will no longer
participate in the FDIC’s Transaction Account Guarantee
Program. Thus, after December 31, 2009, funds held in
noninterest-bearing transaction accounts will no longer
be guaranteed in full under the Transaction Account
Guarantee Program, but will be insured up to $250,000
under the FDIC’s general deposit insurance rules.